Our pick for 🏆 Bonus Points Qantas Premier Platinum Up to 100,000 Bonus Qantas Points + travel insurance + 2 lounge visits per year Purchase Rate: 19.99% p.a. Go to site Our pick for 🏆 Rewards + Travel ANZ Rewards Black Credit Card 180,000 bonus ANZ Rewards Points + $150 cashback on your account Purchase Rate: 20.99% p.a. Go to site Our pick for 🏆 Rewards + Extras Qantas American Express Ultimate Up to 90,000 bonus Qantas Points + $450 Qantas Travel Credit every year Purchase Rate: 23.99% p.a. Go to site Our pick for 🏆 Perks + Cashback ANZ Rewards Platinum Credit Card 100,000 bonus ANZ Rewards Points, $50 back and free travel insurances Purchase Rate: 20.99% p.a. Go to site Our pick for 🏆 Best All-Rounder American Express Velocity Platinum 80,000 Bonus Velocity Points, Virgin Travel Credit each year and other travel perks Purchase Rate: 23.99% p.a. Go to site Our pick for 🏆 Bonus Points Qantas Premier Platinum Big points and discounts for travellers. Go to site Why we chose the Qantas Premier Platinum This is a travellers card, designed to reward you for spending overseas and buying Qantas products, and gives you a stack of travel perks, points and retail discounts. Pros: Up to 100,000 Bonus Qantas Points Earns up to 1.5 Qantas Points per $1 Up to 20% off domestic flights for you and 8 travel buddies International and domestic travel insurance 2 lounge invitations each year Cons: Additional cardholder will cost you $65 per year Travel insurance is only 1 month Points are uncapped but will drop to 0.5 once you’ve spent more than $10,000 in a statement period ▼ Terms and conditions apply. Earn 70k when you spend $3k or more on eligible purchases within 3 months of card approval, and another 30k if you haven’t earned Qantas Points with a credit card in the last 12 months.* Our pick for 🏆 Rewards + Travel ANZ Rewards Black A big points earner with comprehensive travel perks. Go to site Why we chose the ANZ Rewards Black This card has one of the biggest points bonuses and $150 cashback, which helps offset the annual fee and get more value out of your points. Pros: Up to 180,000 bonus ANZ Rewards Points $150 cashback on your account Domestic and international travel insurance Rental vehicle excess cover in Australia Cons: Additional cardholders will cost you $65 per year Slightly higher annual fee You’ll earn 2 points per $1 up to $5,000 in a statement period. After that, you’ll earn 1 points per $1 ▼ Terms and conditions apply. To get the 180,000 bonus ANZ Rewards Points and the $150 back, you need to spend $3,000 on eligible purchases in the first 3 months from approval. Our pick for 🏆 Rewards + Extras Qantas American Express Ultimate This is a globetrotters friend with extras that make travel cheaper and more fun. Go to site Why we chose the Qantas American Express Ultimate It may come with a high annual fee, but this card also comes with mega travel perks, fun extras like wine membership and big bonus points. Pros: Up to 90,000 Bonus Qantas Points in the first 12 months $450 Qantas Travel Credit every year Earn 1.25 Qantas Points per $1, uncapped 2 Qantas Lounge visits + 2 invitations to The Centurion® Lounge Fun extras like complimentary Qantas Wine membership and free shipping Cons: High interest rate and annual fee Points are uncapped but will drop to 0.5 once you’ve spent more than $10,000 in a statement period. ▼ Terms and conditions apply. Earn 70k when you spend $3k or more on eligible purchases within 3 months of card approval, and another 30k if you haven’t earned Qantas Points with a credit card in the last 12 months.* Our pick for 🏆 Rewards + Cashback ANZ Rewards Platinum Bucketloads of rewards points, cashback and extras for low annual fee. Go to site Why we chose the ANZ Rewards Platinum You can spend your points flexibly in the ANZ Rewards program and earn huge points for a very low rewards card fee. Pros: Earn up to 100k ANZ Reward Points and up to 1.5 points per $1 $50 discount on the annual fee the first year International and domestic travel insurance Rental vehicle excess cover in Australia 24/7 concierge services and up to 9 extra cardholders Cons: Additional cardholders cost $65 per year Points are uncapped but will drop to 0.5 once you’ve spent more than $2,000 in a statement period. ▼ Terms and conditions apply. You can earn 100,000 ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.* Our pick for 🏆 Best All-Rounder American Express Velocity Platinum Improve your travel life with free status points, free flights and Velocity points. Go to site Why we chose the American Express Velocity Platinum If you’re a Virgin fan, this card makes travel easier and more fun with a huge payload of Velocity rewards points and travel extras. Pros: 60,000 bonus Velocity Points Earns 1.25 points per $1, up to 2.25 points for select Virgin products Complimentary return domestic flight on Virgin each year 100 Velocity Frequent Flyer Status Credits Domestic and international travel insurance 4 complimentary lounge passes each year Cons: High interest rate of 23.99% ▼ Terms and conditions apply. Earn 60k Velocity Points when you spend $3k or more on eligible purchases within 3 months. The 100 Velocity Status Credits are earned when you spend at least $50,000o on eligible purchases within the membership year.*
