Chase has brought the best signup bonuses ever for its two no-annual-fee business cards Ink Cash and Ink Unlimited: 90,000 Ultimate Rewards (UR) points (advertised as $900 cash) with a lower spending requirement of $6,000 within 3 months. If you don’t have a premium UR card, 90,000 points’ best value will just be $900 in cash; however, if you have a premier UR card such as Ink Preferred and Sapphire Preferred, the points earned on Ink Cash/Unlimited can be transferred into the premier UR account and thus eligible for the frequent traveler miles/points transfer feature which in our book elevates UR points to 1.5 cents per point, and in this way, 90,000 points will be worth about $1,350. Thus, these are arguably also the best UR points bonuses among all current Chase UR cards: Ink Preferred ($95) offers 100,000 points with a tough $15,000 spending requirement; Ink Premier ($195) offers 100,000 points with a $10,000 spending requirement and their points cannot be transferred to any other Chase UR card, capping the maximum value to be $1,000; Sapphire Reserve offers 80,000 points but the annual fee is $550 (effectively $250 considering the annual $300 travel credit).
