End of Month Checklist: Credit Card Perks and Benefits, Bank Bonuses, Offers and More
The month of January is almost over, so this is a good time to take a look at any credits and offers that you need to use or take advantage of before the month ends. There are several credit cards that offer monthly credits that expire if you don’t use use them.
Then there are spending bonuses, bank bonuses and other offers and promotion that might expire every month. So this is a good time to take a look at everything available to you and make sure that you don’t miss anything.
Hopefully this end of month checklist will help some you cash in on some last minute savings and deals!
Monthly Credits
Other Annual, Semi-Annual and Quarterly Credits
Bank Bonuses
There are several Bank Bonuses that expire at the end of the month. Usually some of these bonuses just get extended again, but take a look and see if you are eligible for any of these bonuses and if it makes sense for you to apply. I have a full list of Bank Bonuses here, but you can also see the expiring bonuses below.
| Exp. Date | Bank | Bonus | Type | Available: |
| 1/15/25 | US Bank | $900 | Business | Nationwide |
| 1/16/25 | Chase | $750 | Business | Nationwide |
| 1/22/25 | Chase | $3,000 | Personal | Nationwide |
| 1/29/25 | Wintrust Bank | $500 | Personal | FL, IL, IN, WI |
| 1/31/25 | Popular Bank | $700 | Personal | FL, NJ, NY |
| 1/31/25 | TD Bank | $500 | Personal |
CT, DE, D.C., FL, ME, MD, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA |
| 1/31/25 | Old National Bank | $450 | Personal | IA, IL, IN, KY, MI, MN, WI |
| 1/31/25 | SoFi Checking & Savings | $550 | Personal | Nationwide |
| 1/31/25 | Dollar Bank | $300 | Personal | PA, OH, VA |
Amex Offers
There are several Amex Offers that expire at the end of the month. I have a full list of Amex Offers here, but you can also see the expiring offers below.
| Exp. Date | Merchant/Link | Offer Details |
| 1/31/25 | AG1 | $25 statement credit after using your enrolled eligible Card to spend a minimum of $125 in one or more purchases online at drinkag1.com/amexoffer |
| 1/31/25 | B-21 | $21 statement credit by using your enrolled eligible Card to spend a minimum of $100 in one or more purchases in-store at B-21 or online at b-21.com |
| 1/31/25 | Chopt | $3 statement credit after using your enrolled eligible Card to make a single purchase of $15 or more in-store at Chopt or for in-store pickup and local delivery online at choptsalad.com or through the Chopt App by 1/31/2025. Limit of 2 statement credits (total of $6). |
| 1/31/25 | Citizen Watch | $75 statement credit by using your enrolled eligible Card to spend a minimum of $275 in one or more purchases online at citizenwatch.com |
| 1/31/25 | QuickBooks | $10 statement credit after using your enrolled eligible Card to make a single purchase of $15 or more online at quickbooks.com/amexsmboffers by 1/31/2025. Limit of 2 statement credits (total of $20). |
| 1/31/25 | Robert Mondavi Winery | $50 statement credit after using your enrolled eligible Card to spend a minimum of $150 in one or more purchases online at robertmondaviwinery.com |
| 1/31/25 | Supergut | $20 statement credit after using your enrolled eligible Card to spend a minimum of $70 in one or more purchases online at supergut.com by 1/31/2025. Limit of 2 statement credits (total of $40). |
| 1/31/25 | The Prisoner Wine Company | $50 statement credit after using your enrolled eligible Card to spend a minimum of $150 in one or more purchases online at theprisonerwinecompany.com |
| 1/31/25 | The Shade Store | $200 statement credit after using your enrolled eligible Card to spend a minimum of $1,000 in one or more purchases in-store at The Shade Store or online at theshadestore.com |
| 1/31/25 | Walmart Business+ | $98 credit by using your enrolled eligible Card to make a single purchase of $98 or more on a Walmart Business+ Membership |
| 1/31/25 | Wine.com | $10 statement credit after using your enrolled eligible Card to make a single purchase of $100 or more online at Wine.com |
| 1/31/25 | Wines ’til Sold Out | $30 statement credit after using your enrolled eligible Card to make a single purchase of $100 or more online at wtso.com |
| 1/25/25 | StayPineapple | $50 statement credit by using your enrolled eligible Card to spend a minimum of $250 in one or more purchases on room rate and room charges, when you pay for your stay at participating Staypineapple properties from 7/25/2024 to 1/25/2025. |
| 1/21/25 | Vince Camuto | $30 statement credit by using your enrolled eligible Card to spend a minimum of $150 in one or more purchases online at vincecamuto.com |
| 1/20/25 | Outer | $500 statement credit after using your enrolled eligible Card to spend a minimum of $3,000 in one or more purchases online at liveouter.com |
| 1/18/25 | LampsPlus.com | $20 statement credit by using your enrolled eligible Card to spend a minimum of $100 in one or more purchases online at lampsplus.com |
| 1/18/25 | Mackenzie Limited | $20 statement credit after using your enrolled eligible Card to spend a minimum of $75 in one or more purchases online at mackenzieltd.com, cbcrabcakes.com or impromptugourmet.com |
| 1/16/25 | Costa del Mar | $30 statement credit after using your enrolled eligible Card to spend a minimum of $150 in one or more purchases online at costadelmar.com by 1/16/2025. Limit of 2 statement credits (total of $60). |
| 1/16/25 | JustBats.com | $20 statement credit after using your enrolled eligible Card to spend a minimum of $100 in one or more purchases online at justbats.com |
| 1/16/25 | JustPaddles.com | $20 statement credit after using your enrolled eligible Card to spend a minimum of $100 in one or more purchases online at justpaddles.com |
| 1/15/25 | Burt’s Bees | $10 statement credit by using your enrolled eligible Card to make a single purchase of $30 or more online at burtsbees.com by 1/15/2025. Limit of 2 statement credits (total of $20). |
| 1/15/25 | Gary Farrell Winery | $100 statement credit after using your enrolled eligible Card to spend a minimum of $400 in one or more purchases in-store at Gary Farrell Winery or online at garyfarrellwinery.com/wines |
| 1/15/25 | Jenni Kayne | $50 statement credit by using your enrolled eligible Card to spend a minimum of $250 in one or more purchases in-store at Jenni Kayne or online at jennikayne.com |
| 1/15/25 | Ray-Ban | $35 statement credit after using your enrolled eligible Card to spend a minimum of $165 in one or more purchases in-store at Ray-Ban or online at ray-ban.com/usa by 1/15/2025. Limit of 2 statement credits (total of $70). |
| 1/15/25 | The Wine Market | $15 statement credit by using your enrolled eligible Card to make a single purchase of $75 or more online at thewinemarket.com |
