Check Out the Best Credit Card Offers of the Month (January 2025)


Best Credit Card BonusesBest Credit Card Bonuses

Check Out the Best Credit Card Offers of the Month

If you’re wondering what are the best credit card offers available right now, this list is for you. Here you can find the best available credit card bonuses for this month, ranked by the approximate value of the bonus.

The value is obviously not an exact science, and it can vary widely based on your favorite hotel and airline program. It can also vary based on what destinations you’re chasing, or the way you like to travel. You also need to look at the annual fees and the ongoing perks and benefits that each card provides. That can easily tip the scale one way or the other.


Amex Business Platinum: 250K

  • Welcome Bonus: Earn 250,000 Membership Rewards Points after you spend $20,000 on your new Business Platinum Card within the first 3 months of Card Membership. 
  • Approx. Bonus Value: $3,750
  • $695 Annual Fee
  • READ MORE

How Bonus Value is Calculated

Here are the point valuations used for the “Approx. Bonus Value”:

Loyalty Program Value (cents per point)
Amtrak Guest Rewards 2.5 cpp
Chase Ultimate Rewards 1.6 cpp
American Express Membership Rewards 1.5 cpp
Citi ThankYou 1.4 cpp
Capital One Miles 1.4 cpp
World of Hyatt Points 1.4 cpp
Alaska Airlines Miles 1.3 cpp
Wells Fargo Rewards 1.2 cpp
American Airlines AAdvantage Miles 1.2 cpp
Air Canada Aeroplan 1.1 cpp
United MileagePlus Miles 1.1 cpp
JetBlue TrueBlue Points 1.1 cpp
Avios 1.1 cpp
Southwest Rapid Rewards 1.1 cpp
Air France/KLM Miles 1.0 cpp
Delta SkyMiles 1.0 cpp
Wyndham Rewards 0.9 cpp
Marriott Bonvoy Points 0.5 cpp
Hilton Honors Points 0.4 cpp
IHG One Rewards 0.4 cpp

The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you think it is not realistic.

Best Credit Card Offers: Guru’s Wrap-up

This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.

Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications. There are also family rules for Chase, Citi and more recently American Express.

Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.

  • READ MORE

  • Barclays AAdvantage Aviator Red Mastercard: 70K

    • Welcome Bonus: Earn 60,000 miles after making your first purchase and paying the annual fee in full, both within the first 90 days. Add an authorized user, make a purchase on the authorized user card within the first 90 days and earn an additional 10,000 miles.
    • Approx. Bonus Value: $840
    • $99 Annual Fee
    • READ MORE

    Bank of America Premium Rewards Elite: 75K

    • Best Ever Welcome Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
    • Approx. Bonus Value: $750
    • $550 Annual Fee
    • READ MORE

    Amex Marriott Bonvoy Business®: 150K

    • Welcome Bonus: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each bonus Free Night Award has a redemption level up to 50,000 Marriott Bonvoy points.
    • Approx. Bonus Value: $750
    • $125 Annual Fee
    • READ MORE

    How Bonus Value is Calculated

    Here are the point valuations used for the “Approx. Bonus Value”:

    Loyalty Program Value (cents per point)
    Amtrak Guest Rewards 2.5 cpp
    Chase Ultimate Rewards 1.6 cpp
    American Express Membership Rewards 1.5 cpp
    Citi ThankYou 1.4 cpp
    Capital One Miles 1.4 cpp
    World of Hyatt Points 1.4 cpp
    Alaska Airlines Miles 1.3 cpp
    Wells Fargo Rewards 1.2 cpp
    American Airlines AAdvantage Miles 1.2 cpp
    Air Canada Aeroplan 1.1 cpp
    United MileagePlus Miles 1.1 cpp
    JetBlue TrueBlue Points 1.1 cpp
    Avios 1.1 cpp
    Southwest Rapid Rewards 1.1 cpp
    Air France/KLM Miles 1.0 cpp
    Delta SkyMiles 1.0 cpp
    Wyndham Rewards 0.9 cpp
    Marriott Bonvoy Points 0.5 cpp
    Hilton Honors Points 0.4 cpp
    IHG One Rewards 0.4 cpp

    The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you think it is not realistic.

    Best Credit Card Offers: Guru’s Wrap-up

    This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.

    Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications. There are also family rules for Chase, Citi and more recently American Express.

    Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.

  • READ MORE

  • Citi® / AAdvantage Business™ World Elite Mastercard®: 75K

    • Welcome Bonus: Earn 75,000 American Airlines AAdvantage bonus miles after $5,00 in purchases within the first 5 months.
    • Approx. Bonus Value: $840
    • $99 Annual Fee (waived 1st year)
    • READ MORE

    Barclays AAdvantage Aviator Red Mastercard: 70K

    • Welcome Bonus: Earn 60,000 miles after making your first purchase and paying the annual fee in full, both within the first 90 days. Add an authorized user, make a purchase on the authorized user card within the first 90 days and earn an additional 10,000 miles.
    • Approx. Bonus Value: $840
    • $99 Annual Fee
    • READ MORE

    Bank of America Premium Rewards Elite: 75K

    • Best Ever Welcome Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
    • Approx. Bonus Value: $750
    • $550 Annual Fee
    • READ MORE

    Amex Marriott Bonvoy Business®: 150K

    • Welcome Bonus: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each bonus Free Night Award has a redemption level up to 50,000 Marriott Bonvoy points.
    • Approx. Bonus Value: $750
    • $125 Annual Fee
    • READ MORE

    How Bonus Value is Calculated

    Here are the point valuations used for the “Approx. Bonus Value”:

    Loyalty Program Value (cents per point)
    Amtrak Guest Rewards 2.5 cpp
    Chase Ultimate Rewards 1.6 cpp
    American Express Membership Rewards 1.5 cpp
    Citi ThankYou 1.4 cpp
    Capital One Miles 1.4 cpp
    World of Hyatt Points 1.4 cpp
    Alaska Airlines Miles 1.3 cpp
    Wells Fargo Rewards 1.2 cpp
    American Airlines AAdvantage Miles 1.2 cpp
    Air Canada Aeroplan 1.1 cpp
    United MileagePlus Miles 1.1 cpp
    JetBlue TrueBlue Points 1.1 cpp
    Avios 1.1 cpp
    Southwest Rapid Rewards 1.1 cpp
    Air France/KLM Miles 1.0 cpp
    Delta SkyMiles 1.0 cpp
    Wyndham Rewards 0.9 cpp
    Marriott Bonvoy Points 0.5 cpp
    Hilton Honors Points 0.4 cpp
    IHG One Rewards 0.4 cpp

    The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you think it is not realistic.

    Best Credit Card Offers: Guru’s Wrap-up

    This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.

    Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications. There are also family rules for Chase, Citi and more recently American Express.

    Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.

  • READ MORE

  • Chase Sapphire Reserve: 60K

    • Welcome Bonus: Earn 75,000 bonus points after spending $4,000 in the first three months.
    • Approx. Bonus Value: $960
    • $550 Annual Fee
    • READ MORE

    Barclays Hawaiian Airlines® World Elite Mastercard: 70K

    • Welcome Bonus: Earn 70,000 bonus HawaiianMiles after making your first purchase within the first 90 days.
    • Approx. Bonus Value: $910
    • $95 Annual Fee
    • READ MORE

    Chase World of Hyatt Card: 65K

    • Best Ever Bonus: Earn up to 65,000 points. That is 35,000 Bonus Points after spending $3,000 within the first three months from account opening. Plus, you can earn up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent on purchases that normally earn 1 Bonus Point for the first 6 months from account opening, on up to $15,000 spent.
    • Approx. Bonus Value: $910
    • $95  Annual Fee
    • READ MORE

    Citi® / AAdvantage Business™ World Elite Mastercard®: 75K

    • Welcome Bonus: Earn 75,000 American Airlines AAdvantage bonus miles after $5,00 in purchases within the first 5 months.
    • Approx. Bonus Value: $840
    • $99 Annual Fee (waived 1st year)
    • READ MORE

    Barclays AAdvantage Aviator Red Mastercard: 70K

    • Welcome Bonus: Earn 60,000 miles after making your first purchase and paying the annual fee in full, both within the first 90 days. Add an authorized user, make a purchase on the authorized user card within the first 90 days and earn an additional 10,000 miles.
    • Approx. Bonus Value: $840
    • $99 Annual Fee
    • READ MORE

    Bank of America Premium Rewards Elite: 75K

    • Best Ever Welcome Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
    • Approx. Bonus Value: $750
    • $550 Annual Fee
    • READ MORE

    Amex Marriott Bonvoy Business®: 150K

    • Welcome Bonus: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each bonus Free Night Award has a redemption level up to 50,000 Marriott Bonvoy points.
    • Approx. Bonus Value: $750
    • $125 Annual Fee
    • READ MORE

    How Bonus Value is Calculated

    Here are the point valuations used for the “Approx. Bonus Value”:

    Loyalty Program Value (cents per point)
    Amtrak Guest Rewards 2.5 cpp
    Chase Ultimate Rewards 1.6 cpp
    American Express Membership Rewards 1.5 cpp
    Citi ThankYou 1.4 cpp
    Capital One Miles 1.4 cpp
    World of Hyatt Points 1.4 cpp
    Alaska Airlines Miles 1.3 cpp
    Wells Fargo Rewards 1.2 cpp
    American Airlines AAdvantage Miles 1.2 cpp
    Air Canada Aeroplan 1.1 cpp
    United MileagePlus Miles 1.1 cpp
    JetBlue TrueBlue Points 1.1 cpp
    Avios 1.1 cpp
    Southwest Rapid Rewards 1.1 cpp
    Air France/KLM Miles 1.0 cpp
    Delta SkyMiles 1.0 cpp
    Wyndham Rewards 0.9 cpp
    Marriott Bonvoy Points 0.5 cpp
    Hilton Honors Points 0.4 cpp
    IHG One Rewards 0.4 cpp

    The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you think it is not realistic.

    Best Credit Card Offers: Guru’s Wrap-up

    This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.

    Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications. There are also family rules for Chase, Citi and more recently American Express.

    Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.

  • LEARN MORE

  • Chase Ink Business Premier: $1,000

    • Welcome Bonus: Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
    • Approx. Bonus Value: $1,000
    • $195 Annual Fee
    • READ MORE

    Barclays Alaska Airlines Visa Signature® Credit Card: 75K

    • Welcome Bonus: Get 75,000 Bonus Miles plus Alaska’s Famous Companion Fare from $122 ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of your account opening.
    • Approx. Bonus Value: $975
    • $95 Annual Fee
    • READ MORE

    Chase Sapphire Preferred: 60K

    • In-Branch Bonus: Earn 60,000 bonus points after spending $4,000 in the first three months.
    • Approx. Bonus Value: $960
    • $95 Annual Fee
    • READ MORE

    Chase Sapphire Reserve: 60K

    • Welcome Bonus: Earn 75,000 bonus points after spending $4,000 in the first three months.
    • Approx. Bonus Value: $960
    • $550 Annual Fee
    • READ MORE

    Barclays Hawaiian Airlines® World Elite Mastercard: 70K

    • Welcome Bonus: Earn 70,000 bonus HawaiianMiles after making your first purchase within the first 90 days.
    • Approx. Bonus Value: $910
    • $95 Annual Fee
    • READ MORE

    Chase World of Hyatt Card: 65K

    • Best Ever Bonus: Earn up to 65,000 points. That is 35,000 Bonus Points after spending $3,000 within the first three months from account opening. Plus, you can earn up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent on purchases that normally earn 1 Bonus Point for the first 6 months from account opening, on up to $15,000 spent.
    • Approx. Bonus Value: $910
    • $95  Annual Fee
    • READ MORE

    Citi® / AAdvantage Business™ World Elite Mastercard®: 75K

    • Welcome Bonus: Earn 75,000 American Airlines AAdvantage bonus miles after $5,00 in purchases within the first 5 months.
    • Approx. Bonus Value: $840
    • $99 Annual Fee (waived 1st year)
    • READ MORE

    Barclays AAdvantage Aviator Red Mastercard: 70K

    • Welcome Bonus: Earn 60,000 miles after making your first purchase and paying the annual fee in full, both within the first 90 days. Add an authorized user, make a purchase on the authorized user card within the first 90 days and earn an additional 10,000 miles.
    • Approx. Bonus Value: $840
    • $99 Annual Fee
    • READ MORE

    Bank of America Premium Rewards Elite: 75K

    • Best Ever Welcome Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
    • Approx. Bonus Value: $750
    • $550 Annual Fee
    • READ MORE

    Amex Marriott Bonvoy Business®: 150K

    • Welcome Bonus: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each bonus Free Night Award has a redemption level up to 50,000 Marriott Bonvoy points.
    • Approx. Bonus Value: $750
    • $125 Annual Fee
    • READ MORE

    How Bonus Value is Calculated

    Here are the point valuations used for the “Approx. Bonus Value”:

    Loyalty Program Value (cents per point)
    Amtrak Guest Rewards 2.5 cpp
    Chase Ultimate Rewards 1.6 cpp
    American Express Membership Rewards 1.5 cpp
    Citi ThankYou 1.4 cpp
    Capital One Miles 1.4 cpp
    World of Hyatt Points 1.4 cpp
    Alaska Airlines Miles 1.3 cpp
    Wells Fargo Rewards 1.2 cpp
    American Airlines AAdvantage Miles 1.2 cpp
    Air Canada Aeroplan 1.1 cpp
    United MileagePlus Miles 1.1 cpp
    JetBlue TrueBlue Points 1.1 cpp
    Avios 1.1 cpp
    Southwest Rapid Rewards 1.1 cpp
    Air France/KLM Miles 1.0 cpp
    Delta SkyMiles 1.0 cpp
    Wyndham Rewards 0.9 cpp
    Marriott Bonvoy Points 0.5 cpp
    Hilton Honors Points 0.4 cpp
    IHG One Rewards 0.4 cpp

    The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you think it is not realistic.

    Best Credit Card Offers: Guru’s Wrap-up

    This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.

    Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications. There are also family rules for Chase, Citi and more recently American Express.

    Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.

  • LEARN MORE

  • Capital One Venture X Rewards: 75K

    • Welcome Bonus: Earn 75,000 Bonus Miles once you spend $4,000 on purchases with your new Capital One Venture X Credit Card within the first 3 months from account opening.
    • Approx. Bonus Value: $1,050
    • $395 Annual Fee
    • LEARN MORE

    Chase Ink Business Premier: $1,000

    • Welcome Bonus: Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
    • Approx. Bonus Value: $1,000
    • $195 Annual Fee
    • READ MORE

    Barclays Alaska Airlines Visa Signature® Credit Card: 75K

    • Welcome Bonus: Get 75,000 Bonus Miles plus Alaska’s Famous Companion Fare from $122 ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of your account opening.
    • Approx. Bonus Value: $975
    • $95 Annual Fee
    • READ MORE

    Chase Sapphire Preferred: 60K

    • In-Branch Bonus: Earn 60,000 bonus points after spending $4,000 in the first three months.
    • Approx. Bonus Value: $960
    • $95 Annual Fee
    • READ MORE

    Chase Sapphire Reserve: 60K

    • Welcome Bonus: Earn 75,000 bonus points after spending $4,000 in the first three months.
    • Approx. Bonus Value: $960
    • $550 Annual Fee
    • READ MORE

    Barclays Hawaiian Airlines® World Elite Mastercard: 70K

    • Welcome Bonus: Earn 70,000 bonus HawaiianMiles after making your first purchase within the first 90 days.
    • Approx. Bonus Value: $910
    • $95 Annual Fee
    • READ MORE

    Chase World of Hyatt Card: 65K

    • Best Ever Bonus: Earn up to 65,000 points. That is 35,000 Bonus Points after spending $3,000 within the first three months from account opening. Plus, you can earn up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent on purchases that normally earn 1 Bonus Point for the first 6 months from account opening, on up to $15,000 spent.
    • Approx. Bonus Value: $910
    • $95  Annual Fee
    • READ MORE

    Citi® / AAdvantage Business™ World Elite Mastercard®: 75K

    • Welcome Bonus: Earn 75,000 American Airlines AAdvantage bonus miles after $5,00 in purchases within the first 5 months.
    • Approx. Bonus Value: $840
    • $99 Annual Fee (waived 1st year)
    • READ MORE

    Barclays AAdvantage Aviator Red Mastercard: 70K

    • Welcome Bonus: Earn 60,000 miles after making your first purchase and paying the annual fee in full, both within the first 90 days. Add an authorized user, make a purchase on the authorized user card within the first 90 days and earn an additional 10,000 miles.
    • Approx. Bonus Value: $840
    • $99 Annual Fee
    • READ MORE

    Bank of America Premium Rewards Elite: 75K

    • Best Ever Welcome Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
    • Approx. Bonus Value: $750
    • $550 Annual Fee
    • READ MORE

    Amex Marriott Bonvoy Business®: 150K

    • Welcome Bonus: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each bonus Free Night Award has a redemption level up to 50,000 Marriott Bonvoy points.
    • Approx. Bonus Value: $750
    • $125 Annual Fee
    • READ MORE

    How Bonus Value is Calculated

    Here are the point valuations used for the “Approx. Bonus Value”:

    Loyalty Program Value (cents per point)
    Amtrak Guest Rewards 2.5 cpp
    Chase Ultimate Rewards 1.6 cpp
    American Express Membership Rewards 1.5 cpp
    Citi ThankYou 1.4 cpp
    Capital One Miles 1.4 cpp
    World of Hyatt Points 1.4 cpp
    Alaska Airlines Miles 1.3 cpp
    Wells Fargo Rewards 1.2 cpp
    American Airlines AAdvantage Miles 1.2 cpp
    Air Canada Aeroplan 1.1 cpp
    United MileagePlus Miles 1.1 cpp
    JetBlue TrueBlue Points 1.1 cpp
    Avios 1.1 cpp
    Southwest Rapid Rewards 1.1 cpp
    Air France/KLM Miles 1.0 cpp
    Delta SkyMiles 1.0 cpp
    Wyndham Rewards 0.9 cpp
    Marriott Bonvoy Points 0.5 cpp
    Hilton Honors Points 0.4 cpp
    IHG One Rewards 0.4 cpp

    The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you think it is not realistic.

    Best Credit Card Offers: Guru’s Wrap-up

    This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.

    Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications. There are also family rules for Chase, Citi and more recently American Express.

    Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.

  • READ MORE

  • Citi Strata Premier: 75K

    • Welcome Bonus: Earn 75,000 ThankYou points when you spend $4,000 in the first 3 months of account opening.
    • Approx. Bonus Value: $1,050
    • $95 Annual Fee
    • LEARN MORE

    Capital One Venture X Rewards: 75K

    • Welcome Bonus: Earn 75,000 Bonus Miles once you spend $4,000 on purchases with your new Capital One Venture X Credit Card within the first 3 months from account opening.
    • Approx. Bonus Value: $1,050
    • $395 Annual Fee
    • LEARN MORE

    Chase Ink Business Premier: $1,000

    • Welcome Bonus: Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
    • Approx. Bonus Value: $1,000
    • $195 Annual Fee
    • READ MORE

    Barclays Alaska Airlines Visa Signature® Credit Card: 75K

    • Welcome Bonus: Get 75,000 Bonus Miles plus Alaska’s Famous Companion Fare from $122 ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of your account opening.
    • Approx. Bonus Value: $975
    • $95 Annual Fee
    • READ MORE

    Chase Sapphire Preferred: 60K

    • In-Branch Bonus: Earn 60,000 bonus points after spending $4,000 in the first three months.
    • Approx. Bonus Value: $960
    • $95 Annual Fee
    • READ MORE

    Chase Sapphire Reserve: 60K

    • Welcome Bonus: Earn 75,000 bonus points after spending $4,000 in the first three months.
    • Approx. Bonus Value: $960
    • $550 Annual Fee
    • READ MORE

    Barclays Hawaiian Airlines® World Elite Mastercard: 70K

    • Welcome Bonus: Earn 70,000 bonus HawaiianMiles after making your first purchase within the first 90 days.
    • Approx. Bonus Value: $910
    • $95 Annual Fee
    • READ MORE

    Chase World of Hyatt Card: 65K

    • Best Ever Bonus: Earn up to 65,000 points. That is 35,000 Bonus Points after spending $3,000 within the first three months from account opening. Plus, you can earn up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent on purchases that normally earn 1 Bonus Point for the first 6 months from account opening, on up to $15,000 spent.
    • Approx. Bonus Value: $910
    • $95  Annual Fee
    • READ MORE

    Citi® / AAdvantage Business™ World Elite Mastercard®: 75K

    • Welcome Bonus: Earn 75,000 American Airlines AAdvantage bonus miles after $5,00 in purchases within the first 5 months.
    • Approx. Bonus Value: $840
    • $99 Annual Fee (waived 1st year)
    • READ MORE

    Barclays AAdvantage Aviator Red Mastercard: 70K

    • Welcome Bonus: Earn 60,000 miles after making your first purchase and paying the annual fee in full, both within the first 90 days. Add an authorized user, make a purchase on the authorized user card within the first 90 days and earn an additional 10,000 miles.
    • Approx. Bonus Value: $840
    • $99 Annual Fee
    • READ MORE

    Bank of America Premium Rewards Elite: 75K

    • Best Ever Welcome Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
    • Approx. Bonus Value: $750
    • $550 Annual Fee
    • READ MORE

    Amex Marriott Bonvoy Business®: 150K

    • Welcome Bonus: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each bonus Free Night Award has a redemption level up to 50,000 Marriott Bonvoy points.
    • Approx. Bonus Value: $750
    • $125 Annual Fee
    • READ MORE

    How Bonus Value is Calculated

    Here are the point valuations used for the “Approx. Bonus Value”:

    Loyalty Program Value (cents per point)
    Amtrak Guest Rewards 2.5 cpp
    Chase Ultimate Rewards 1.6 cpp
    American Express Membership Rewards 1.5 cpp
    Citi ThankYou 1.4 cpp
    Capital One Miles 1.4 cpp
    World of Hyatt Points 1.4 cpp
    Alaska Airlines Miles 1.3 cpp
    Wells Fargo Rewards 1.2 cpp
    American Airlines AAdvantage Miles 1.2 cpp
    Air Canada Aeroplan 1.1 cpp
    United MileagePlus Miles 1.1 cpp
    JetBlue TrueBlue Points 1.1 cpp
    Avios 1.1 cpp
    Southwest Rapid Rewards 1.1 cpp
    Air France/KLM Miles 1.0 cpp
    Delta SkyMiles 1.0 cpp
    Wyndham Rewards 0.9 cpp
    Marriott Bonvoy Points 0.5 cpp
    Hilton Honors Points 0.4 cpp
    IHG One Rewards 0.4 cpp

    The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you think it is not realistic.

    Best Credit Card Offers: Guru’s Wrap-up

    This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.

    Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications. There are also family rules for Chase, Citi and more recently American Express.

    Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.

  • READ MORE

  • Amex Platinum Card: 100K + $250

    • Welcome Bonus: Earn 100,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Plus earn 10x (15x maybe?) points at restaurants worldwide on up to $25,000 in eligible purchases on your new Card during your first 6 months of Card Membership. (It’s also possible to pull up a 175K offer through referrals)
    • Approx. Bonus Value: $1,750
    • $695 Annual Fee
    • READ MORE

    Chase Ink Business Preferred: 90K

    • Welcome Bonus: Earn 90,000 Ultimate Rewards points after you spend $8,000 within the first three months.
    • Approx. Bonus Value: $1,440
    • $95 Annual Fee
    • READ MORE

    Amex Gold Card: 75K + $250

    • Welcome Bonus: Earn 75,000 Membership Rewards points after you spend $4,000 on eligible purchases in your first 6 months. Plus, receive 20% back as a statement credit on purchases made at restaurants worldwide within the first 12 months of Card Membership, up to $250 back. (It’s also possible to pull up a bonus of 100K+20% on dining, max $100).
    • Approx. Bonus Value: $1,375
    • $250 Annual Fee
    • READ MORE

    Chase Ink Business Unlimited: 75K

    • Welcome Bonus: Earn $750 in the form of 75,000 Ultimate Rewards points when you spend $6,000 in your first 3 months.
    • Approx. Bonus Value: $1,200
    • No Annual Fee
    • READ MORE

    Chase World of Hyatt Business Card: 60K + Free Night

    • Best Ever Bonus: Earn 60,000 points after spending $5,000 within the first three months from account opening. Plus, you can earn 1 free night after spending $15,000 within the first six months.
    • Approx. Bonus Value: $1,140
    • $199 Annual Fee
    • READ MORE

    Citi Strata Premier: 75K

    • Welcome Bonus: Earn 75,000 ThankYou points when you spend $4,000 in the first 3 months of account opening.
    • Approx. Bonus Value: $1,050
    • $95 Annual Fee
    • LEARN MORE

    Capital One Venture X Rewards: 75K

    • Welcome Bonus: Earn 75,000 Bonus Miles once you spend $4,000 on purchases with your new Capital One Venture X Credit Card within the first 3 months from account opening.
    • Approx. Bonus Value: $1,050
    • $395 Annual Fee
    • LEARN MORE

    Chase Ink Business Premier: $1,000

    • Welcome Bonus: Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
    • Approx. Bonus Value: $1,000
    • $195 Annual Fee
    • READ MORE

    Barclays Alaska Airlines Visa Signature® Credit Card: 75K

    • Welcome Bonus: Get 75,000 Bonus Miles plus Alaska’s Famous Companion Fare from $122 ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of your account opening.
    • Approx. Bonus Value: $975
    • $95 Annual Fee
    • READ MORE

    Chase Sapphire Preferred: 60K

    • In-Branch Bonus: Earn 60,000 bonus points after spending $4,000 in the first three months.
    • Approx. Bonus Value: $960
    • $95 Annual Fee
    • READ MORE

    Chase Sapphire Reserve: 60K

    • Welcome Bonus: Earn 75,000 bonus points after spending $4,000 in the first three months.
    • Approx. Bonus Value: $960
    • $550 Annual Fee
    • READ MORE

    Barclays Hawaiian Airlines® World Elite Mastercard: 70K

    • Welcome Bonus: Earn 70,000 bonus HawaiianMiles after making your first purchase within the first 90 days.
    • Approx. Bonus Value: $910
    • $95 Annual Fee
    • READ MORE

    Chase World of Hyatt Card: 65K

    • Best Ever Bonus: Earn up to 65,000 points. That is 35,000 Bonus Points after spending $3,000 within the first three months from account opening. Plus, you can earn up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent on purchases that normally earn 1 Bonus Point for the first 6 months from account opening, on up to $15,000 spent.
    • Approx. Bonus Value: $910
    • $95  Annual Fee
    • READ MORE

    Citi® / AAdvantage Business™ World Elite Mastercard®: 75K

    • Welcome Bonus: Earn 75,000 American Airlines AAdvantage bonus miles after $5,00 in purchases within the first 5 months.
    • Approx. Bonus Value: $840
    • $99 Annual Fee (waived 1st year)
    • READ MORE

    Barclays AAdvantage Aviator Red Mastercard: 70K

    • Welcome Bonus: Earn 60,000 miles after making your first purchase and paying the annual fee in full, both within the first 90 days. Add an authorized user, make a purchase on the authorized user card within the first 90 days and earn an additional 10,000 miles.
    • Approx. Bonus Value: $840
    • $99 Annual Fee
    • READ MORE

    Bank of America Premium Rewards Elite: 75K

    • Best Ever Welcome Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
    • Approx. Bonus Value: $750
    • $550 Annual Fee
    • READ MORE

    Amex Marriott Bonvoy Business®: 150K

    • Welcome Bonus: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each bonus Free Night Award has a redemption level up to 50,000 Marriott Bonvoy points.
    • Approx. Bonus Value: $750
    • $125 Annual Fee
    • READ MORE

    How Bonus Value is Calculated

    Here are the point valuations used for the “Approx. Bonus Value”:

    Loyalty Program Value (cents per point)
    Amtrak Guest Rewards 2.5 cpp
    Chase Ultimate Rewards 1.6 cpp
    American Express Membership Rewards 1.5 cpp
    Citi ThankYou 1.4 cpp
    Capital One Miles 1.4 cpp
    World of Hyatt Points 1.4 cpp
    Alaska Airlines Miles 1.3 cpp
    Wells Fargo Rewards 1.2 cpp
    American Airlines AAdvantage Miles 1.2 cpp
    Air Canada Aeroplan 1.1 cpp
    United MileagePlus Miles 1.1 cpp
    JetBlue TrueBlue Points 1.1 cpp
    Avios 1.1 cpp
    Southwest Rapid Rewards 1.1 cpp
    Air France/KLM Miles 1.0 cpp
    Delta SkyMiles 1.0 cpp
    Wyndham Rewards 0.9 cpp
    Marriott Bonvoy Points 0.5 cpp
    Hilton Honors Points 0.4 cpp
    IHG One Rewards 0.4 cpp

    The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you think it is not realistic.

    Best Credit Card Offers: Guru’s Wrap-up

    This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.

    Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications. There are also family rules for Chase, Citi and more recently American Express.

    Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.

  • READ MORE

  • Amex Business Gold: 200K

    • Best Ever Welcome Bonus: Earn 200,000 Membership Rewards Points after you spend $15,000 on your new Business Gold Card within the first 3 months of Card Membership.
    • Approx. Bonus Value: $3,000
    • $375 Annual Fee
    • READ MORE

    Amex Platinum Card: 100K + $250

    • Welcome Bonus: Earn 100,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Plus earn 10x (15x maybe?) points at restaurants worldwide on up to $25,000 in eligible purchases on your new Card during your first 6 months of Card Membership. (It’s also possible to pull up a 175K offer through referrals)
    • Approx. Bonus Value: $1,750
    • $695 Annual Fee
    • READ MORE

    Chase Ink Business Preferred: 90K

    • Welcome Bonus: Earn 90,000 Ultimate Rewards points after you spend $8,000 within the first three months.
    • Approx. Bonus Value: $1,440
    • $95 Annual Fee
    • READ MORE

    Amex Gold Card: 75K + $250

    • Welcome Bonus: Earn 75,000 Membership Rewards points after you spend $4,000 on eligible purchases in your first 6 months. Plus, receive 20% back as a statement credit on purchases made at restaurants worldwide within the first 12 months of Card Membership, up to $250 back. (It’s also possible to pull up a bonus of 100K+20% on dining, max $100).
    • Approx. Bonus Value: $1,375
    • $250 Annual Fee
    • READ MORE

    Chase Ink Business Unlimited: 75K

    • Welcome Bonus: Earn $750 in the form of 75,000 Ultimate Rewards points when you spend $6,000 in your first 3 months.
    • Approx. Bonus Value: $1,200
    • No Annual Fee
    • READ MORE

    Chase World of Hyatt Business Card: 60K + Free Night

    • Best Ever Bonus: Earn 60,000 points after spending $5,000 within the first three months from account opening. Plus, you can earn 1 free night after spending $15,000 within the first six months.
    • Approx. Bonus Value: $1,140
    • $199 Annual Fee
    • READ MORE

    Citi Strata Premier: 75K

    • Welcome Bonus: Earn 75,000 ThankYou points when you spend $4,000 in the first 3 months of account opening.
    • Approx. Bonus Value: $1,050
    • $95 Annual Fee
    • LEARN MORE

    Capital One Venture X Rewards: 75K

    • Welcome Bonus: Earn 75,000 Bonus Miles once you spend $4,000 on purchases with your new Capital One Venture X Credit Card within the first 3 months from account opening.
    • Approx. Bonus Value: $1,050
    • $395 Annual Fee
    • LEARN MORE

    Chase Ink Business Premier: $1,000

    • Welcome Bonus: Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
    • Approx. Bonus Value: $1,000
    • $195 Annual Fee
    • READ MORE

    Barclays Alaska Airlines Visa Signature® Credit Card: 75K

    • Welcome Bonus: Get 75,000 Bonus Miles plus Alaska’s Famous Companion Fare from $122 ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of your account opening.
    • Approx. Bonus Value: $975
    • $95 Annual Fee
    • READ MORE

    Chase Sapphire Preferred: 60K

    • In-Branch Bonus: Earn 60,000 bonus points after spending $4,000 in the first three months.
    • Approx. Bonus Value: $960
    • $95 Annual Fee
    • READ MORE

    Chase Sapphire Reserve: 60K

    • Welcome Bonus: Earn 75,000 bonus points after spending $4,000 in the first three months.
    • Approx. Bonus Value: $960
    • $550 Annual Fee
    • READ MORE

    Barclays Hawaiian Airlines® World Elite Mastercard: 70K

    • Welcome Bonus: Earn 70,000 bonus HawaiianMiles after making your first purchase within the first 90 days.
    • Approx. Bonus Value: $910
    • $95 Annual Fee
    • READ MORE

    Chase World of Hyatt Card: 65K

    • Best Ever Bonus: Earn up to 65,000 points. That is 35,000 Bonus Points after spending $3,000 within the first three months from account opening. Plus, you can earn up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent on purchases that normally earn 1 Bonus Point for the first 6 months from account opening, on up to $15,000 spent.
    • Approx. Bonus Value: $910
    • $95  Annual Fee
    • READ MORE

    Citi® / AAdvantage Business™ World Elite Mastercard®: 75K

    • Welcome Bonus: Earn 75,000 American Airlines AAdvantage bonus miles after $5,00 in purchases within the first 5 months.
    • Approx. Bonus Value: $840
    • $99 Annual Fee (waived 1st year)
    • READ MORE

    Barclays AAdvantage Aviator Red Mastercard: 70K

    • Welcome Bonus: Earn 60,000 miles after making your first purchase and paying the annual fee in full, both within the first 90 days. Add an authorized user, make a purchase on the authorized user card within the first 90 days and earn an additional 10,000 miles.
    • Approx. Bonus Value: $840
    • $99 Annual Fee
    • READ MORE

    Bank of America Premium Rewards Elite: 75K

    • Best Ever Welcome Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
    • Approx. Bonus Value: $750
    • $550 Annual Fee
    • READ MORE

    Amex Marriott Bonvoy Business®: 150K

    • Welcome Bonus: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each bonus Free Night Award has a redemption level up to 50,000 Marriott Bonvoy points.
    • Approx. Bonus Value: $750
    • $125 Annual Fee
    • READ MORE

    How Bonus Value is Calculated

    Here are the point valuations used for the “Approx. Bonus Value”:

    Loyalty Program Value (cents per point)
    Amtrak Guest Rewards 2.5 cpp
    Chase Ultimate Rewards 1.6 cpp
    American Express Membership Rewards 1.5 cpp
    Citi ThankYou 1.4 cpp
    Capital One Miles 1.4 cpp
    World of Hyatt Points 1.4 cpp
    Alaska Airlines Miles 1.3 cpp
    Wells Fargo Rewards 1.2 cpp
    American Airlines AAdvantage Miles 1.2 cpp
    Air Canada Aeroplan 1.1 cpp
    United MileagePlus Miles 1.1 cpp
    JetBlue TrueBlue Points 1.1 cpp
    Avios 1.1 cpp
    Southwest Rapid Rewards 1.1 cpp
    Air France/KLM Miles 1.0 cpp
    Delta SkyMiles 1.0 cpp
    Wyndham Rewards 0.9 cpp
    Marriott Bonvoy Points 0.5 cpp
    Hilton Honors Points 0.4 cpp
    IHG One Rewards 0.4 cpp

    The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you think it is not realistic.

    Best Credit Card Offers: Guru’s Wrap-up

    This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.

    Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications. There are also family rules for Chase, Citi and more recently American Express.

    Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.

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