Get $125 Bonus with New One Finance Account, Plus 3.75% APY

One Finance Bonus

🔃 Update: You can now get a bonus of $125 or 12,500 Membership Rewards through Rakuten. Cash Back is only available for new customers, one per customer, who open a One Cash account through a Rakuten link and complete an initial deposit of $200 or more within 30 days of clicking the Rakuten link to qualify. Cash Back is distributed by Rakuten and not One. One reserves the right to modify the terms of or suspend this promotion at any time and without prior notice. 

You will also earn a 4.35% 3.75% APY on Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY.

🔃 Update: New and better bonuses for new One Finance account (just search for One Finance):

  • Swagbucks: 11,250 Swagbucks, worth $112.50 (through RevenueUniverse)
  • $50 bonus with first direct deposit


The One account works as a hybrid checking/savings account. You’ll earn 1% APY on your Savings on balances up to $5,000, or on balances up to $25,000 if you set up direct deposits. You’ll also earn 3% APY on your automatic savings deposits which include roundups on debit purchases and up to 10% on your direct deposits. There’s also free access to 55,000 ATMs in the Allpoint network. One Finance is backed by Coastal Community Bank. Read more about One Finance.

Now you can earn a $75 bonus from Swagbucks when you first sign up for a new account. Let’s see how this offer works.

Offer Details

Take control of your daily finances all in your One account! Plus, earn 7,500 SB (worth $75 or more) after you open an account and set up a qualifying direct deposit of $100 or more! Qualifying direct deposits include, regular paychecks, social security income, government salary, annuities, retirement payments, or unemployment payments.

Here’s how it works:

  • Open a One account through the Swagbucks affiliate link
  • Enter valid sign-up information, including direct deposit information to earn SB.
  • Must open an account and set up a qualifying direct deposit of $100 or more to earn SB. Qualifying direct deposits include, regular paychecks, social security income, government salary, annuities, retirement payments, or unemployment payments.
  • Must keep account active past 30 days.

OFFER PAGE

Offer Terms

  • SB is distributed by Swagbucks, not by One Finance.
  • SB will appear as Pending for 32 days.
  • This offer is only available to new One customers.
  • Offer may only be redeemed once (1) per user. 

Guru’s Wrap-up

This $75 bonus is the best we have seen from Swagbucks and is quite easy if you can complete a direct deposit. It’s worth doing if you don’t have an account already. Just make sure you use your Swagbucks email address when signing up. One Finance also earns a good APY but it is limited.

If you don’t have a Swagbucks account, you can sign up here and get a $13 bonus as well.

HT: Adding Pennies

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