Update 8/3/24/24: Deal is back until 12/31/24.
Offer at a glance
Maximum bonus amount: $400
Availability: KS, MO, AR, OK
Direct deposit required: No
Additional requirements: See below
Hard/soft pull: Unknown
ChexSystems: Unknown
Credit card funding: Can fund up to $2,500 with a credit card
Monthly fees: None
Early account termination fee: Unknown
Household limit: One
Expiration date: June 30, 2024
The Offer
Direct link to offer
Equity Bank is offering a $400 bonus when you open a new small business or commercial checking account and complete the following requirements by June 30, 2024:
Enroll in business online banking
Make $2,500 or more in qualifying deposits, which do not include transfers from existing Equity Bank accounts.
Minimum deposit of $100 required to open new checking account.
The Fine Print
Business Checking Promotion.
Limited time offer and may be canceled without notice.
To qualify, please complete steps at equitybank.com and open a Small Business or Commercial Checking account with Equity Bank, including qualifying deposit.
The following criteria must be met by June 30, 2024: (1) Enroll in business online banking and (2) make $2,500 or more in qualifying deposits, which do not include transfers from existing Equity Bank accounts. Minimum deposit of $100 required to open new checking account.
Service fees may be assessed, and we may collect the bonus if the account is closed within the first 180 days after account opened.
Limit one promotional offer per business and/or address.
If your account meets the criteria and remains open and active, we will deposit the earned bonus into your checking account within 30 days after the qualification expiration date of June 30, 2024
. Bonuses may be considered interest and may be reported on IRS form 1099. (C) Equity Bank, 2023.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Small business checking account has no monthly fees to worry about.
Early Account Termination Fee
Our Verdict
There is also a $200/$300 personal checking bonus. This business bonus seems to be easy to do, but not sure what business documents they require if any.
Hat tip to ShawntheShawn
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